Upload 1, 2, or all 3 bureau reports — inconsistent reporting across bureaus is an FCRA violation
EX
Experian
Not uploaded — optional
⚪ Not uploaded
Drop Experian PDF here or click to browse
PDF or TXT format
EQ
Equifax
Not uploaded — optional
⚪ Not uploaded
Drop Equifax PDF here or click to browse
PDF or TXT format
TU
TransUnion
Not uploaded — optional
⚪ Not uploaded
Drop TransUnion PDF here or click to browse
PDF or TXT format
Upload at least one report to continue
Extracted Accounts
Negative items are pre-flagged. Review each account and confirm before generating dispute strategy.
Creditor
Type
Balance
Status
Bureau
Opened
DOFD
Past Due
Remarks
⚠ Neg?
Cross-Bureau Comparison
FCRA & Metro 2 violations flagged across all uploaded bureaus
Each negative account is compared across all uploaded bureaus. Inconsistent reporting, Metro 2 formatting violations, and FCRA compliance issues are automatically flagged — these are your strongest dispute arguments.
AI Dispute Strategy Engine
Each letter cites the specific FCRA / Metro 2 violation found — not generic inaccuracy claims
Claude analyzed each negative item using FCRA and Metro 2 compliance rules. Review and edit strategies before generating final letters.
⚠ Review Before Sending
Review each letter below. Edit any wording directly in the text boxes. When ready, click Send to Client Portal — the client will not see anything until you do.
Certified mail via Lob.com · ~$2/letter · USPS tracked
Credit Repair
AI Credit Analysis Engine
Generate a personalized credit analysis — FICO breakdown, factor grades, and action plan — then send directly to the client's portal
Generate Analysis
Select a client to generate their full credit profile analysis using AI
Select Client
Scores & Overview
Executive Summary
Negative Accounts
One account per line: Name | Type | Status | Bureaus (E,Eq,TU) | Category (late/chargeoff/collection) | Opened Date | Balance | Balance Label | Score Impact | Gain If Resolved | Strategy Title | Strategy Text
FICO Factors
One line per factor, in order (Payment History, Credit Utilization, Credit Age, Credit Mix, New Credit): Grade | Current Value | Target Value | What This Means | Recommendations (semicolon-separated)
Compliance & Reporting Audit
One row per line: Account | Issue | Status (PASS or REVIEW NEEDED) | Notes
Funding Readiness
Service Investment
Advisor Letter
✓ Analysis Ready — Review Before Sending
Read through the analysis below. When satisfied, click Send to Client Portal — the client will not see it until you do. You can regenerate anytime.
Credit Repair
FCRA Audit Engine
FCRA §605 / §611 / §623 + Metro 2® compliance audit — upload any bureau report to identify violations and generate dispute letters
Select Client
Load a client to attach the audit to their case
?
—
—
No active case
Upload Credit Report
PDF or TXT — Experian, Equifax, or TransUnion
Drop credit report here or click to browse
PDF or TXT · Experian · Equifax · TransUnion
Reading file…
⚖ Top Legal Violations
Dispute Letter
—
Generating letter…
Credit Repair
Tri-Bureau Comparison Engine
Upload all 3 bureau reports simultaneously — cross-bureau inconsistency detection, Metro 2 violations, combined dispute letters
Select Client
Attach this comparison to a client case
Experian
📄
Drop Experian report
PDF or TXT
Reading…
Equifax
📄
Drop Equifax report
PDF or TXT
Reading…
TransUnion
📄
Drop TransUnion report
PDF or TXT
Reading…
Upload all 3 reports to compare
⚖ Cross-Bureau Inconsistencies Detected
⚠ Accounts Not Reporting on All Bureaus
Merged Account Analysis
Cross-Bureau Dispute Letter
—
Generating letter…
Credit Repair
Certified Mail Log
USPS certified mail tracking via Lob.com — all dispute letters sent with return receipt
Mailing Log
~$2/letter · USPS tracked · Return receipt
Lob.com connected
Client
Bureau
Round
Sent
Tracking #
Mail Status
Response Due
Result
No mailings yet
Generate dispute letters in the New Case workflow, then click Send via Certified Mail to log them here.
Finance
Investment Risk Profiles
Client risk assessments, portfolio allocation, and advisory alerts
Total Profiles
—
Portfolio Performance
Sector Exposure
Risk Profiles
Client
Risk Profile
Score
Diversif.
Cash Pos.
Unreal. G/L
Advisory Alert
Submitted
No investment profiles yet
Clients who complete the investment questionnaire will appear here.
Finance
Schwab Integration
Real-time portfolio data for connected client accounts
S
Schwab Developer API
Real-time portfolio data for connected client accounts
Setup required
What you'll see once connected
What you'll see once connected
✓Real-time portfolio value & daily P&L
✓All positions with shares, price, gain/loss
✓Allocation vs. target
✓Performance history
✓Dividend income
✓Rebalancing recommendations
API Credentials
Connect a Client Account
Finance
Financial Planning
Budget, debt payoff, net worth, retirement projections, and goal planning
Client
✓ Saved
01
Budget Analysis
Not started
02
Debt Payoff Plan
03
Net Worth Tracking
$0
Assets
Liabilities
04
Emergency Fund Tracking
Not set
Progress to goal0%
05
Retirement Projections
—
06
Cash Flow Optimization
Pending
07
Goal Planning
No goals added yet. Add the first financial goal for this client.
⬡ AI Financial Plan
Intelligence
Market Intelligence
Live market data, macro indicators, and AI-powered analysis · Powered by Finnhub + Claude
⚡ Add Finnhub API Key for Live Data
Get a free key at finnhub.io — paste it below to activate real-time quotes, market data, and sector analysis.
Major Indices
AI Market Pulse
Click Generate for today's AI market briefing powered by Claude.
📈
Live Markets
Real-time quotes for any ticker — AAPL, SPY, NVDA, ETFs
Real-time quotes, technical analysis, and market data powered by Finnhub
Recent:
No recent searches — try SPY, AAPL, NVDA, QQQ
Generate Institutional Research Report
Enter any stock, ETF, or sector. ElaVar Intelligence generates a professional research report with fundamental analysis, valuation, technical outlook, and risk assessment.
Recent:
Intelligence
Macro Intelligence
10Y yields, VIX, yield curve, and recession indicators
All 11 sectors · ETFs · Top & worst performers · Live via Finnhub
⬡ AI Sector Analysis
Click Generate for AI-powered sector rotation analysis.
Intelligence
Market Watchlist
Track tickers, set price alerts, and monitor positions
◫
No tickers added yet
Add SPY, QQQ, AAPL or any ticker to track
Client Advisory Prep Tools
Generate professional, client-ready documents powered by AI. Select a client and document type — export-ready in seconds.
Operations
Automation Engine
Workflow triggers, scheduled tasks, and smart automation rules
Automation Engine
Runs daily at 9:00 AM ET · Powered by Claude AI · Messages sent via Resend
🎂
Birthday Messages
Sent on client's birthday
AI generates a personal birthday message from you. Clients feel remembered and valued — builds loyalty.
Not yet sent
💬
Inactive Check-In
Triggered after 30 days inactive
AI detects clients who haven't logged in for 30+ days and sends a personal re-engagement message.
Not yet sent
◉
Dispute Round Updates
Triggered at 30-day bureau window
Automatically notifies credit repair clients when their 30-day response window expires and next steps are ready.
Not yet sent
📈
Credit Score Milestones
580, 620, 660, 700, 740, 800
Celebrates every major credit score milestone with a personalized AI message explaining what new opportunities just unlocked.
Not yet sent
★
Upgrade Proposals
When client is ready for next service
Detects when a client has completed one service and is ready for the next — automatically sends a personalized upgrade proposal.
Not yet sent
Automation Log
⚡
No automation runs yet
Click "Run Now" to trigger the first run, or wait for the daily 9:00 AM schedule.
Operations
Document Vault
Secure file storage, client documents, compliance records, and e-signatures
Upload Document
◫
Drag & drop files here or click to browse
PDF, JPG, PNG, DOCX — max 25MB per file
All Documents
Document
Client
Category
Period
Size
Uploaded
◫
No documents uploaded yet
Upload client documents to build their secure vault
Messages
?
Select a conversation
ElaVar Client Portal
Operations
Calendar & Scheduling
Client appointments, consultations, and booking management
📅 Booking Requests0 pending
June 2026
Upcoming Events
Add Event
Title *
Date *
Select date
Time
Duration
Type
Client
Notes
Decline Booking Request
Reason
Custom reason
Suggest a new time (optional)
Select date
Operations
Invoices & Billing
Client invoices, payment tracking, and Stripe integration
New Invoice
ElaVar Advisory Group
Financial Advisory Services Jonesboro, GA · elavargroup.com
Invoice
#1001
Services
DescriptionQtyAmount
Subtotal$0.00
Discount
%
Total$0.00
Stripe Payment
Client sees a branded Pay Now button in their portal. They pay without leaving the platform.
Client enters card once and is billed automatically every month. Cancel anytime from the invoice list.
Sent Invoices
No invoices yet
Create and send your first invoice.
ElaVar Intelligence
Always available · Powered by LaVar
👥
Client Intelligence
Loading your client insights…
📊
Market Brief
Get today's institutional-grade market summary
Advisor Tools
Investment Advisory Engine
Generate institutional-grade portfolio plans from client questionnaire data. You review and approve before any action is taken.
Client Profile
Select a client or enter manually
Client
Age
Account
Risk Tolerance
Time Horizon
Annual Income
Primary Goal
Behavioral Profile
Context
Investment Advisory Engine
Enter client data and generate a full institutional-grade investment plan. Review and approve before any action is taken.
ElaVar Intelligence
AI Trading Desk
Institutional-grade SMC analysis — Analyst, Risk Manager, and Educational Lawyer AI working together
Ticker
Asset Class
Timeframe
Context (optional)
Price Data / Chart Context — paste OHLCV data, key levels, or chart description
Finnhub not connected — add API key or paste price data manually
Enter a ticker and click Run Analysis
Analyst AI, Risk Manager AI, and Educational Lawyer AI run simultaneously using Smart Money Concepts.
Knowledge Base — Recent Analyses
Credit Building
ElaVar Reserve
Credit builder account management, Metro 2 reporting, and data furnisher compliance
Active Accounts
0
Pending Reports
0
Reported This Month
0
Compliance Flags
0
Reserve Accounts
No Reserve accounts yet.
Metro 2 Reporting
Data Furnisher Obligations (FCRA § 623)
Monthly reporting cycle active
Investigate disputes within 30 days
Metro 2 Field 25 DOFD accuracy required
Report to all 3 bureaus monthly
Next Report Due
—
Submit by 5th of each month
Enroll New Reserve Account
Client *
Credit Limit
Report Day of Month
Metro 2 Report Output
ElaVar Intelligence
Business Analytics
Revenue, client metrics, AUM, and growth toward $1M
MRR
$0
Monthly recurring
Active Clients
0
On subscription
AUM
$0
Assets under mgmt
ARR
$0
Annualized run rate
Revenue by Tier
Foundation ($147)
0
Advisory ($297)
0
Wealth ($497)
0
Retention Metrics
Churn
—
Avg LTV
—
New / Month
—
Avg Sub
—
Path to $1M Annual Revenue
Year 1 Target
$127K–$150K
—% of target
Year 2 Target
$300K–$420K
100–150 clients
Year 3 Target
$750K–$1.2M
200+ clients + AUM
Growth Intelligence
Marketing Analytics
Site visitors, funnel performance, questionnaire completion, and live platform users
0 clients currently active on the platform
Updates every 30 seconds
Site Visitors
—
30 days
Quiz Started
—
—% of visitors
Quiz Completed
—
—% completion
Signups
—
—% of completions
Paid Subs
—
—% conversion
Conversion Funnel
Connect tracking script to marketing site to see funnel data
Add to Marketing Site HEAD Tag
Add this script to track visitors, quiz starts, completions, and signups automatically:
<script>
(function(){
var SB='https://wgajkzojkuctbabjavxu.supabase.co';
var KEY='YOUR_ANON_KEY';
function track(evt,data){
fetch(SB+'/rest/v1/marketing_events',{method:'POST',
headers:{'Content-Type':'application/json','apikey':KEY,'Authorization':'Bearer '+KEY},
body:JSON.stringify({event:evt,data:JSON.stringify(data||{}),url:location.href,ts:new Date().toISOString()})
});
}
window.elaTrack=track;
track('page_view',{ref:document.referrer});
})();
// Then call: elaTrack('quiz_start'), elaTrack('quiz_complete'), elaTrack('signup')
</script>
Run in Supabase SQL Editor:
CREATE TABLE IF NOT EXISTS marketing_events (
id uuid DEFAULT gen_random_uuid() PRIMARY KEY,
event text NOT NULL, data jsonb, url text,
ts timestamptz DEFAULT now()
);