ElaVar Advisory Group delivers institutional-grade financial strategy — credit, banking, investment, and generational wealth planning for people serious about where they're going.
Begin Your Assessment →From credit repair to investment strategy to AI-guided daily decisions — ElaVar is the only platform built for the full financial journey.
Dispute management across all three bureaus, real-time score monitoring, FICO factor audit, and a Credit Score Simulator to model every decision before you make it.
Available 24/7, LaVar knows your actual accounts, disputes, and goals. Ask anything — from "which card should I pay first?" to "how do I build toward a home purchase?"
The ElaVar 5-Account Money System gives every dollar a job the moment it arrives. Connect accounts via Plaid for live cash flow tracking and automatic bill monitoring.
Avalanche vs. Snowball payoff modeling, full liability tracking with APR and due dates, and a net worth tracker that updates every time your accounts sync.
Portfolio allocation built around your risk profile, Roth IRA and 401(k) sequencing, and retirement projections across conservative, moderate, and growth scenarios.
Your personalized upgrade path from Foundation to Private Wealth — with tier-specific card recommendations, a Wealth Readiness Score, and real achievement tracking.
Every ElaVar plan draws from the same full suite of licensed expertise.
Click on a service to learn more.
Answer questions about your current financial situation. No credit pull, no commitment. Takes about 5 minutes.
Your personalized client dashboard is ready instantly — with your scores, disputes, cash flow, and roadmap all in one place.
Book a free 30-minute call with your advisor. We review your assessment and build your personalized financial roadmap together.
LaVar guides you daily. Your advisor reviews your progress monthly. The platform tracks every milestone automatically.
Build your credit foundation to 740+
Architect the right accounts and systems
Optimize every dollar in and out
Build savings that happen automatically
Start building wealth through markets
Maximize tax-advantaged accounts
Estate, protection, and generational wealth
Through our relationship with Charles Schwab, eligible clients may access integrated banking solutions designed to work alongside their investment accounts.
Schwab Bank Investor Checking™ offers no monthly service fees, no minimum balance requirement, no foreign transaction fees, and unlimited ATM-fee rebates for cash withdrawals worldwide. Clients may also be eligible to open a Schwab Bank Investor Savings™ account for FDIC-insured savings.
Charles Schwab Bank was ranked #1 in customer satisfaction for direct bank checking accounts for eight consecutive years in the J.D. Power 2019–2026 U.S. Direct Banking Satisfaction Studies. This recognition reflects Schwab's commitment to responsive service and a seamless banking experience.
Banking accounts are offered by Charles Schwab Bank, SSB, Member FDIC, subject to approval and applicable account terms. ElaVar does not provide banking services, hold bank deposits, or guarantee the services, availability, or performance of Charles Schwab Bank. ElaVar is independent of and not affiliated with Charles Schwab & Co., Inc. or Charles Schwab Bank.
ElaVar works with Charles Schwab & Co., Inc. as the independent custodian for client investment accounts. Your assets are held in your name at Charles Schwab—not by ElaVar.
While ElaVar provides investment advisory services, we do not take custody of, own, or hold client funds. Clients can view their accounts directly through Charles Schwab and receive account statements from the custodian.
This independent custody structure provides an added layer of transparency: ElaVar manages your investment strategy while Charles Schwab safeguards your account assets and processes transactions. ElaVar is independent of and not affiliated with Charles Schwab & Co., Inc.
Investing involves risk, including possible loss of principal. Charles Schwab's role as custodian does not guarantee investment performance or protect against market losses. Schwab brokerage accounts are covered by SIPC, which protects against custodian failure but does not insure against investment losses or declines in market value. Past performance is not indicative of future results, and no strategy assures a profit or protects against loss. Please review ElaVar's Form ADV Part 2A and Charles Schwab's account agreements for complete terms, fees, and risks before opening an account.
Build real credit history — reported to all 3 bureaus every month.
The Reserve Builder gives you a $1,500 line that creates meaningful utilization improvement while adding a strong tradeline.
After months of on-time payments, your Reserve payments are returned to you in the form of a real, physical credit card — turning your credit-building history into an actual card in your hand, not just a line on a report.
Alongside the Starter and Builder revolving lines, ElaVar Reserve also offers installment loan options — adding a different type of tradeline to round out your credit mix. Ask your advisor for current terms and eligibility.
No contracts. Cancel anytime. Every plan includes your personal client portal and LaVar AI access.
Every ElaVar client is backed by a team, not just one advisor.
Click on a team member to read more.
Lead Advisor
B.S., International Trade & Finance, Minor in Entrepreneurship · Louisiana State University
Series 65 · Financial Analyst · CFA · FICO Strategist · Life Insurance Agent
Advisor
B.A., Public Relations · Louisiana State University & Texas State University
Series 65 · CFA · Precious Metals Specialist · FICO Strategist · Life Insurance Agent
Financial Assistant
BS, Business Management · Louisiana Tech University
Banking, accounting & client support
Tax Specialist
Tax strategy & planning
Client Success Manager
Client onboarding & relationship support
Education & Trading Specialist
Client education & investment training
Real feedback from people we've helped build stronger credit, smarter banking, and lasting wealth.
"ElaVar helped me get approved for my first two credit cards — something I didn't think was possible for me. They walked me through everything and actually got results."
— Jared B., Jonesboro, GA
"Before ElaVar, I had no real system for managing my money — just hoped everything worked itself out. Their banking structure completely changed the way I look at my finances. Now every dollar has a purpose, and I know exactly where my money is going every single day. I've stopped overspending, started saving consistently, and finally feel like I'm in control instead of my finances controlling me. ElaVar gave me a system I'll use for the rest of my life."
— Marcus T., Atlanta, GA
"ElaVar is exactly what our community has been missing. They don't just talk about building wealth — they give you a clear, practical system that actually works. The team genuinely cares about helping people create a stronger financial future, and it shows in everything they do. I would confidently recommend ElaVar to anyone I know who's serious about taking control of their finances and building generational wealth."
— Jasmine R., Decatur, GA
We help people build lives of freedom, wisdom, and lasting wealth by giving them the knowledge, structure, and guidance to move from where they are to where they want to be.
Since I was a kid, it was always a dream of mine to build my own hedge fund, investment company, or financial firm. I was fascinated by the idea of creating something that could impact people's lives through money, investing, and financial education.
While studying entrepreneurship at LSU, one of the case studies that always stood out to me was Netflix versus Blockbuster. Netflix didn't just compete with Blockbuster — they changed the way people consumed entertainment. They created a competitive advantage by making something that was once exclusive and inconvenient more accessible to everyday people.
That same idea became the foundation for ElaVar.
My goal was to create the "Netflix of finance" — a company that gives everyday individuals access to financial tools, resources, and strategies that have traditionally only been available to the ultra-wealthy. Wealth management, financial planning, credit optimization, and investment strategies shouldn't be reserved for people who already have millions. Everyone deserves access to the right tools to build, protect, and grow their wealth.
The name ElaVar is deeply personal. LaVar is my middle name, but growing up it was constantly misspelled or separated incorrectly on my license and birth certificate as "La Var." While at LSU, that mistake turned into my nickname, Travla. What was once something that felt unusual became something that represented me.
Now, ironically, I'm building this company around that same name during the middle point of my life at 32 years old. The journey wasn't perfect. I've experienced my own financial challenges, both personally and in business. Those moments forced me to go back to the drawing board and rebuild from the foundation — returning to the principles, knowledge, and discipline that I knew mattered.
ElaVar was created from that experience.
This company is not just about finance. It's about education, empowerment, and creating a system that helps people make better financial decisions. My mission is to help my community build stronger financial foundations, create generational wealth, and give future generations access to opportunities that were once out of reach.
Complete your financial assessment in 5 minutes and receive a personalized roadmap built for exactly where you are and where you want to go.
Begin Your Assessment →