ElaVar Advisory Group

The private financial assessment
built for your future.

Answer a few questions. We'll build a precision roadmap across credit, banking, cash flow, and wealth — designed specifically around you.

7
Minutes
40+
Questions
100%
Private
Your information is encrypted and never shared.
Getting started · 1 of 42

Who are we
building this for?

Let's start simple. Your name and email so we can personalize everything.

Your profile · 2 of 42

When were
you born?

Helps us personalize your financial timeline and retirement projections.

Select your date of birth
Your profile · 3 of 42

What is your
marital status?

Helps us understand your household and planning needs.

Single
Married
Divorced
Widowed
Domestic partnership
Your profile · 4 of 42

How many
dependents do you have?

Children or others who rely on you financially.

0 — none
1
2
3
4 or more
Your profile · 5 of 42

What state
do you reside in?

Helps us tailor guidance to your state's tax and financial rules.

Your profile · 6 of 42

Are you a
business owner?

This helps us tailor a few questions later in the assessment.

Yes
No
Your profile · 7 of 42

Current
employment status?

Select the option that best describes where you are right now.

Employed full-time
Employed part-time
Self-employed or business owner
Student
Retired
Currently between jobs
Your profile · 8 of 42

Annual
income range?

An estimate is perfectly fine. This shapes the scale of your financial plan.

Under $25,000
$25,000 – $50,000
$50,000 – $75,000
$75,000 – $100,000
$100,000 – $150,000
$150,000+
Your vision · 9 of 42

Your top
financial goals.

Select all that resonate. We'll build your plan around these priorities.

Improve my credit score
Pay off debt
Build an emergency fund
Start investing
Buy a home
Save for retirement
Build generational wealth
Start or grow a business
Your vision · 10 of 42

Which of these are
priorities for you?

Select all that apply — this sharpens the plan we build for you.

Build an Emergency Fund
Improve Credit
Pay Off Debt
Buy a Home
Invest
Retirement Planning
Start a Business
Grow a Business
College Savings
Increase Income
Financial Organization
Your vision · 11 of 42

If we worked together
over the next 12 months,
what would success look like for you?

There's no wrong answer — just tell us what matters most.

Services · 12 of 42

Where do you
need the most help?

Select everything that speaks to where you want support.

Credit repair & credit building
Banking setup & budgeting system
Debt payoff strategy
Investment portfolio building
Retirement planning
Insurance & protection planning
Estate & legacy planning
Business financial consulting
Credit · 13 of 42

Current
credit score range?

An estimate is fine — this helps us know where we're starting.

Under 580
Poor — significant repair needed
580 – 669
Fair — some improvement areas
670 – 739
Good — solid foundation
740+
Very good to exceptional
I don't know yet
Credit · 14 of 42

Any negative items
on your credit?

Collections, late payments, anything holding your score back. Select all that apply.

Collections
Charge-offs
Late payments
High credit utilization
Bankruptcy
None — my credit is clean
Credit · 15 of 42

Have you ever
disputed information
on your credit report?

No details needed — just a yes or no.

Yes
No
Credit · 16 of 42

Are you currently
behind on any payments?

This helps us understand what needs attention first.

Yes
No
Credit · 17 of 42

Do you currently have
any collections?

No balances needed — just a yes or no.

Yes
No
Credit · 18 of 42

Have you ever
filed bankruptcy?

This stays completely confidential.

Yes
No
Finances · 19 of 42

Do you currently
carry any debt?

Student loans, credit cards, medical bills — anything outstanding.

No — I'm debt free
Yes, a manageable amount
Yes, it feels overwhelming
Banking · 20 of 42

How much do you
have saved?

Current savings across any accounts — checking, savings, or cash.

Nothing saved yet
Under $1,000
$1,000 – $5,000
$5,000 – $20,000
$20,000 or more
Mindset · 21 of 42

How financially
confident are you?

Be honest — there's no wrong answer. This shapes how we communicate with you.

Not confident — I need significant guidance
Somewhat confident — I know the basics
Moderately confident — some gaps remain
Very confident — I need accountability
Mindset · 22 of 42

How urgently do you
want to start?

This helps us prioritize your onboarding schedule.

Immediately — I'm ready right now
Within the next month
In the next few months
Just exploring options for now
Banking · 23 of 42

Which accounts do
you currently have?

Select all that apply. No balances needed.

Checking Account
Savings Account
High-Yield Savings Account
Money Market Account
Certificate of Deposit (CD)
Credit Union Account
Cash flow · 24 of 42

Do you track
your spending?

How aware are you of where your money goes each month?

No — I don't track my spending
Loosely — I have a general idea
Yes — I use a budget or app
Very closely — I track every dollar
Cash flow · 25 of 42

Do you spend more
than you earn?

No judgment here — this shapes the direction of your plan.

Yes, often — I'm usually in the red
Sometimes — depends on the month
No — I generally break even
I consistently save money each month
Cash flow · 26 of 42

How often do you
review your finances?

Be honest — this just helps us set the right cadence together.

Weekly
Monthly
A few times per year
Rarely
Never
Banking · 27 of 42

Do you automate
any of your finances?

Bill pay, savings transfers, investment contributions — anything on autopilot.

No — everything is manual
Just bill payments
Bills and savings transfers
Fully automated — bills, savings, and investments
Banking · 28 of 42

Do you have a
money system?

Any kind of intentional approach — envelope method, spreadsheet, app, or strategy.

No — I don't have a system
Informal — I keep it in my head
A spreadsheet or budgeting app
A structured, intentional system
Investing · 29 of 42

Have you ever
invested before?

Stocks, ETFs, mutual funds, or retirement accounts.

Never — this is new territory for me
Just a 401k or employer plan
Yes — stocks, ETFs, or mutual funds
I'm an experienced investor
Investing · 30 of 42

Investment
knowledge level?

Completely honest — this shapes how we explain and coach you.

Beginner — just starting to learn
Some knowledge — I understand the basics
Intermediate — I've researched and invested
Advanced — I actively manage my portfolio
Investing · 31 of 42

How much could you
invest monthly?

Even a small, consistent amount compounds into significant wealth over time.

$0 – $100 per month
$100 – $300 per month
$300 – $500 per month
$500 – $1,000 per month
$1,000+ per month
Investing · 32 of 42

Which investment accounts
do you currently have?

Select all that apply. No balances needed.

Employer 401(k)
Roth IRA
Traditional IRA
Brokerage Account
Health Savings Account (HSA)
Real Estate Investments
Cryptocurrency
None
Risk profile · 33 of 42

Your portfolio drops
20% overnight.
You…

Your honest, gut reaction. This defines your risk profile.

Sell everything — I can't handle that loss
Sell some to reduce exposure
Hold and wait for the recovery
Buy more — that's an opportunity
Risk profile · 34 of 42

Your investment
time horizon?

How long before you'd need to access this money?

Under 3 years
3 to 7 years
7 to 15 years
15+ years — this is long term
Risk profile · 35 of 42

Do you need
investment income?

Some people invest purely for growth. Others need regular income from their portfolio.

No — focused on growth only
Some income would be helpful
Yes — I need regular income from investments
Risk profile · 36 of 42

What matters
most right now?

This is the final lens on where we focus your plan first.

Protecting what I already have
Steady, consistent growth
Maximizing long-term wealth
Insurance · 37 of 42

Which of the following
do you currently have?

Select all that apply.

Health Insurance
Life Insurance
Disability Insurance
None of the above
Estate Planning · 38 of 42

Do you currently
have any of the
following?

Select all that apply.

A Will
A Trust
None of the above
Your business · 39 of 42

Do you currently have a
business bank account?

Keeping business and personal finances separate matters.

Yes
No
Your business · 40 of 42

What are your primary
business goals?

Select all that apply. No financials needed.

Grow Revenue
Access Business Funding or Credit
Separate Personal & Business Finances
Improve Business Credit
Plan for Expansion
Prepare for Sale or Succession
Reduce Business Debt
Improve Cash Flow Management
Final reflection · 41 of 42

Imagine it's three years
from today. What would make
you say working with
ElaVar Advisory was one of
the best financial decisions
you've ever made?

Take your time — this helps your advisor understand what really matters to you.

Final step · 42 of 42

You're almost
done.

One last step — your consent so we can deliver your personalized roadmap.

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