ElaVar Advisory Group

The private financial assessment
built for your future.

Answer a few questions. We'll build a precision roadmap across credit, banking, cash flow, and wealth — designed specifically around you.

5
Minutes
25
Questions
100%
Private
Your information is encrypted and never shared.
Getting started · 1 of 25

Who are we
building this for?

Let's start simple. Your name and email so we can personalize everything.

Your profile · 2 of 25

When were
you born?

Helps us personalize your financial timeline and retirement projections.

Select your date of birth
Your profile · 3 of 25

Current
employment status?

Select the option that best describes where you are right now.

Employed full-time
Employed part-time
Self-employed or business owner
Student
Retired
Currently between jobs
Your profile · 4 of 25

Annual
income range?

An estimate is perfectly fine. This shapes the scale of your financial plan.

Under $25,000
$25,000 – $50,000
$50,000 – $75,000
$75,000 – $100,000
$100,000 – $150,000
$150,000+
Your vision · 5 of 25

Your top
financial goals.

Select all that resonate. We'll build your plan around these priorities.

Improve my credit score
Pay off debt
Build an emergency fund
Start investing
Buy a home
Save for retirement
Build generational wealth
Start or grow a business
Services · 6 of 25

Where do you
need the most help?

Select everything that speaks to where you want support.

Credit repair & credit building
Banking setup & budgeting system
Debt payoff strategy
Investment portfolio building
Retirement planning
Insurance & protection planning
Estate & legacy planning
Business financial consulting
Credit · 7 of 25

Current
credit score range?

An estimate is fine — this helps us know where we're starting.

Under 580
Poor — significant repair needed
580 – 669
Fair — some improvement areas
670 – 739
Good — solid foundation
740+
Very good to exceptional
I don't know yet
Credit · 8 of 25

Any negative items
on your credit?

Collections, late payments, anything holding your score back. Select all that apply.

Collections
Charge-offs
Late payments
High credit utilization
Bankruptcy
None — my credit is clean
Finances · 9 of 25

Do you currently
carry any debt?

Student loans, credit cards, medical bills — anything outstanding.

No — I'm debt free
Yes, a manageable amount
Yes, it feels overwhelming
Banking · 10 of 25

How much do you
have saved?

Current savings across any accounts — checking, savings, or cash.

Nothing saved yet
Under $1,000
$1,000 – $5,000
$5,000 – $20,000
$20,000 or more
Mindset · 11 of 25

How financially
confident are you?

Be honest — there's no wrong answer. This shapes how we communicate with you.

Not confident — I need significant guidance
Somewhat confident — I know the basics
Moderately confident — some gaps remain
Very confident — I need accountability
Mindset · 12 of 25

How urgently do you
want to start?

This helps us prioritize your onboarding schedule.

Immediately — I'm ready right now
Within the next month
In the next few months
Just exploring options for now
Banking · 13 of 25

How many bank
accounts do you have?

Checking, savings, or any other accounts combined.

None — I'm unbanked
Just one account
Two accounts
Three or more accounts
Cash flow · 14 of 25

Do you track
your spending?

How aware are you of where your money goes each month?

No — I don't track my spending
Loosely — I have a general idea
Yes — I use a budget or app
Very closely — I track every dollar
Cash flow · 15 of 25

Do you spend more
than you earn?

No judgment here — this shapes the direction of your plan.

Yes, often — I'm usually in the red
Sometimes — depends on the month
No — I generally break even
I consistently save money each month
Banking · 16 of 25

Do you automate
any of your finances?

Bill pay, savings transfers, investment contributions — anything on autopilot.

No — everything is manual
Just bill payments
Bills and savings transfers
Fully automated — bills, savings, and investments
Banking · 17 of 25

Do you have a
money system?

Any kind of intentional approach — envelope method, spreadsheet, app, or strategy.

No — I don't have a system
Informal — I keep it in my head
A spreadsheet or budgeting app
A structured, intentional system
Investing · 18 of 25

Have you ever
invested before?

Stocks, ETFs, mutual funds, or retirement accounts.

Never — this is new territory for me
Just a 401k or employer plan
Yes — stocks, ETFs, or mutual funds
I'm an experienced investor
Investing · 19 of 25

Investment
knowledge level?

Completely honest — this shapes how we explain and coach you.

Beginner — just starting to learn
Some knowledge — I understand the basics
Intermediate — I've researched and invested
Advanced — I actively manage my portfolio
Investing · 20 of 25

How much could you
invest monthly?

Even a small, consistent amount compounds into significant wealth over time.

$0 – $100 per month
$100 – $300 per month
$300 – $500 per month
$500 – $1,000 per month
$1,000+ per month
Risk profile · 21 of 25

Your portfolio drops
20% overnight.
You…

Your honest, gut reaction. This defines your risk profile.

Sell everything — I can't handle that loss
Sell some to reduce exposure
Hold and wait for the recovery
Buy more — that's an opportunity
Risk profile · 22 of 25

Your investment
time horizon?

How long before you'd need to access this money?

Under 3 years
3 to 7 years
7 to 15 years
15+ years — this is long term
Risk profile · 23 of 25

Do you need
investment income?

Some people invest purely for growth. Others need regular income from their portfolio.

No — focused on growth only
Some income would be helpful
Yes — I need regular income from investments
Risk profile · 24 of 25

What matters
most right now?

This is the final lens on where we focus your plan first.

Protecting what I already have
Steady, consistent growth
Maximizing long-term wealth
Final step · 25 of 25

You're almost
done.

One last step — your consent so we can deliver your personalized roadmap.

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